How Non-standard Auto Insurance Helps Georgia Drivers With a Less-than-perfect Record

Non-standard auto insurance is designed for drivers considered high-risk by insurance companies. This can include individuals with multiple traffic violations, at-fault accidents or a history of insurance lapses. While standard auto insurance policies may be out of reach for these drivers, non-standard auto insurance offers an alternative that provides state-mandated financial protection.

This type of insurance typically comes with higher premiums due to the increased risk associated with insuring high-risk drivers. However, it ensures that drivers can meet the legal requirements for auto insurance and avoid penalties for driving without coverage, which includes license suspension in many states. Non-standard auto insurance can include various coverage options, such as liability, collision and comprehensive coverage, tailored to meet the specific needs of high-risk drivers.

Working with a local insurance agent to compare non-standard auto insurance quotes is crucial for getting the appropriate coverage at favorable rates.

Benefits of Non-standard Auto Insurance

Non-standard auto insurance provides the financial protection needed to help fulfill the state’s minimum insurance requirements. Without insurance, high-risk drivers cannot legally operate their vehicles, which could impact their ability to work, attend school or fulfill other essential responsibilities.

By maintaining continuous coverage and avoiding further traffic violations or accidents, drivers may eventually qualify for standard insurance policies and secure lower premiums.

We’re Here to Help

Contact The Family Insurance Agency, Inc to learn about non-standard auto insurance options near you. Our agents can assess your situation and recommend policies and endorsements to provide appropriate coverage. We can also help you meet any SR-22 filing requirements.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.