Business Insurance in Albany, GA
A business is a valuable investment. Without adequate protection, you’re at risk of substantial financial losses due to lawsuits, claims or liabilities. At The Family Insurance Agency, Inc, we can help you understand the basics of business insurance and find the policies that will work best for you.
What Policies Are Required in Georgia? 
Georgia requires businesses that employ three or more employees to purchase workers’ compensation insurance to cover related expenses if a worker is injured, hurt or killed in a workplace accident. Commercial auto insurance is also required to cover losses in case a vehicle used for business purposes is damaged or involved in an accident.
What Are My Other Options?
You can purchase the following policies to meet the needs of your business:
- General liability insurance can help pay for expenses related to third-party bodily injury, advertising injury or property damage claims.
- Business interruption insurance can help pay for income lost if a covered peril forces you to temporarily halt your operations.
- Commercial property insurance can cover losses if a covered occurrence damages business property, inventory, equipment and other assets.
- Errors & omissions insurance can be beneficial if a client files a claim of negligence or oversight against your business.
- Business owners’ policy combines property, business interruption, and liability coverages into one policy, which can be helpful for qualified small businesses.
How Our Team Can Support Your Business
At The Family Insurance Agency, Inc, our team will work closely with you to assess your risks, explain your options and find a plan that fits your budget and goals. Contact The Family Insurance Agency, Inc today to get a personalized quote.